Search results for 'mortgage myths' (15)

Loan agreement on desk.
By Michael Creed October 20, 2025
Think construction loans take forever to close? Not true. With the right lender and process, you can close quickly and start building sooner. Learn how.
Investor reviewing property documents
By Michael Creed October 13, 2025
Think you need a job to buy an investment property? Learn how DSCR loans qualify you based on the property’s income—not your paycheck.
Close-up of blueprint and hands
By Michael Creed October 6, 2025
Think you need a perfect credit score to build a home? Learn how FHA, VA, and Conventional construction loans work for credit scores as low as 580.
Young Family First Home Keys
By Michael Creed September 29, 2025
Think homeownership in 2025 is only for the wealthy? Think again. Learn how smart financing makes buying a home possible — even with modest income.
Home renovation in progress.
By Michael Creed September 15, 2025
Think you need 20% down to buy and renovate? Learn how FHA, VA, and Conventional loans let you renovate with as little as 0–5% down.
first time homebuyer keys
By Michael Creed September 15, 2025
We’re Not in a Full Buyer’s Market — But Here’s How Smart Buyers Are Winning Anyway
By Michael Creed September 8, 2025
Yes, You Can Build a Home for Under $450K — Here’s How Our Clients Are Doing It for Under $325K
By Michael Creed September 1, 2025
Is Rent Really Cheaper Than a Mortgage? Let’s Talk Numbers and Net Worth.
Construction home exterior in progress
By Michael Creed August 25, 2025
Can You Lock a Mortgage Rate on a New Construction Home Before It’s Built? Absolutely.
By Michael Creed August 18, 2025
ITIN Borrowers Can Buy a Home With Just 10% Down — Here’s How
By Michael Creed August 11, 2025
Yes, You Can Build a Home — Even If You Don’t Own the Land (Yet)
By Michael Creed August 4, 2025
Tax Returns Don’t Define You — Especially Not in Mortgage Lending
New home being build; currently in the framing stage.
By Michael Creed July 28, 2025
The Truth About One-Time Close Loans: You Don’t Need Two Closings to Build a Home
By Michael Creed July 21, 2025
Fact: You can often buy a home with zero money down.
By Michael Creed July 1, 2025
Fact: You can build with as little as 0% Down