Blog


modern condo buildings exterior
By Michael Creed October 27, 2025
Think non-warrantable condos can’t be financed? Wrong. Learn how Luminate Bank makes these loans possible—without the headaches of brokers.
Loan agreement on desk.
By Michael Creed October 20, 2025
Think construction loans take forever to close? Not true. With the right lender and process, you can close quickly and start building sooner. Learn how.
Wisconsin State Capitol building with illuminated dome at sunset. Green trees and city skyline.
By Michael Creed October 18, 2025
WRA + WBA leaders unpack Truth-in-Planning, 236 reforms, ADUs, residential TIDs, condo conversions, and code shifts reshaping Wisconsin housing. Learn what’s next.
Investor reviewing property documents
By Michael Creed October 13, 2025
Think you need a job to buy an investment property? Learn how DSCR loans qualify you based on the property’s income—not your paycheck.
Close-up of blueprint and hands
By Michael Creed October 6, 2025
Think you need a perfect credit score to build a home? Learn how FHA, VA, and Conventional construction loans work for credit scores as low as 580.
Young Family First Home Keys
By Michael Creed September 29, 2025
Think homeownership in 2025 is only for the wealthy? Think again. Learn how smart financing makes buying a home possible — even with modest income.
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