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Financial scene: toy house, coins, calculator, bank book, and documents on a desk.

Mortgage Myth #29: “No, your student loans disqualify you.”

By Michael Creed • January 26, 2026
Student loans don’t disqualify you — lenders just calculate them differently. Learn how to qualify and turn debt into a doable homebuying plan.
Real estate agent gesturing to client, with model house on documents.

Myth #28: “You’ve Had a Bankruptcy — You’re Not Eligible.”

By Michael Creed • January 19, 2026
Think bankruptcy disqualifies you from homeownership? It doesn’t. Learn the real waiting periods, what lenders look for, & how clients are buying again sooner than you think.
House covered in snow in southeast Wisconsin

Mortgage Myth #27: “You Can’t Build in Winter”

By Michael Creed • January 12, 2026
Think you can’t build in winter? In Wisconsin, you can—and it might be your best move. Learn how builders and lenders keep projects moving all year.
Realtor handing young couple keys to their first home.

Myth #26: You Can’t Get Down Payment Assistance

By Michael Creed • January 5, 2026
Think down payment assistance doesn’t exist? Truth: there are state, local, and national programs that can help buyers. Learn how they work here.
Family holding new keys to their home; they are all looking at the keys.

Myth #25: You Can’t Buy a New Home Because Your DTI is Too High (You Have to Sell First)

By Michael Creed • December 29, 2025
Think you can’t buy a new home because of high DTI? Learn how bridge loans and buy-before-sell programs make it possible. Contact me for more details.
Feet with sock on them outside a moving box; having fun while moving.

Mortgage Myth #24: No, You’re Not a U.S. Citizen, So You Don’t Qualify

By Michael Creed • December 22, 2025
Think non-U.S. citizens can’t buy a home? That’s a myth. Many qualify with visas, green cards, or ITIN loans. Learn how you can serve these clients today.
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