Welcome!

Thank you very much for visiting!  Please take a look around this site so that you can gain some insight as to why many others in Wisconsin, California and beyond have brought me onto their team to be their advocate in their mortgage loan search.

For a personal touch, be sure to visit the Get to Know Me section and, of course, my past client recommendations as these areas are where you will see that I am the real deal; you will see that I am not a no-name internet lender and that First Class service is the daily-norm here at Envoy as you read comments like:

Michael was amazing!!! From his customer service skills, The Hi-Tech Computer tools he used, His website and Blogs, Lighting response time, Detailed from start to end. This is my third home purchase, and Michael was the best ever. If you are looking to purchase a home, Michael is a MUST to have…

-Tim Miller, Sturtevant, WI

I would like to comment how thorough and detailed Michael was with my account. He was very impressive. This has been my 4th home purchase in my life and I’ve never had such great follow up and communication on all aspects of the loan process. I have and will recommend Michael to anyone needing a mortgage lender.

-Dana Beller, Waukesha, WI

Working with Michael was fantastic! There were no surprises; we always knew exactly what was going on due to his frequent, straight-forward, easy-to-follow updates. He also could not have been more prompt and courteous!

-Dr. Jeff & Amy Goza, West Bend, WI

We just wanted to tell you how very happy we are with your service. We knew from the beginning that we had a difficult loan to get approved. You help us every step of the way and informed us as to what we needed to do —- you never gave up on us and for that we are very appreciative. We can never say THANK YOU enough —- but THANK YOU again!  PS — we love this place!

 -Phil & Lori Woodie, New Berlin, WI

Thank you for all your work on the [First Time Homebuyer's] file. To pass a file off to a lender and be able to keep moving on other buyers & sellers is invaluable to an agent. Your efforts are much appreciated by me!

Tracy Modjeski of Shorewest Realtors

My husband and I have worked with Michael Creed to process and fund 2 re-finance loans. Michael is extremely honest, professional, courteous, quick to respond to all questions and situations. Read the rest here.

-Yueh & Sandra Chuang, Tustin, CA

Michael Creed was great! He was always available to take my calls at any hour…. even when he was at home. He even drove 3 hours round trip in the snow to make it to my closing when he really didn’t need to be there. My agent told me many times that Michael was very thorough and was impressed with his service. I will most definitely refer Michael to everyone i know who is going to buy a home! Thanks!

 -Kyle Obroslinski, Madison, WI

Mike is really good at what he does. He is polite, friendly, detailed, honest, and expeditious. Time and time again through what I usually call an ordeal to get a refinance, Mike made the work seem organized and comprehensible in every detail….read more of this letter to my supervisor here.

-Kim & Geoff Crane, Santa Barbara, CA

Michael did an outstanding job of communicating with us and guiding us through this process.

-Joe & Carol Quartucci, Orange, CA

Aside from the personal aspect of our interaction – which is what will certainly build the comfort level between us – this  website is also full of other helpful information. You can see my live Twitter feed to the left and you can read about many topics related to a mortgage transaction on my Blog; you can get even more information by contacting me directly for a completely free consult.

Just like so many before you, I look forward to helping you get your loan closed too!

- Michael Creed