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First Time Buyer Education Series

Where Do You Get Advice?

As we continue on in our First Time Buyer Education Series, we have to address where you get your advice. When it comes to soliciting or taking advice, it’s only natural to turn to those we know, like and trust. The problem can be that we don’t always really know if that advice is good. Trusting the source may be different from trusting the actual information. Especially when it comes to the ever-changing topic of mortgages.

 Where do you turn when it comes to mortgage and home buying decisions?

"Uncle Andy"

“Uncle Andy”

Most people engage in only a few real estate transactions in their lifetimes. The opinions of your family and friends are important and well-intentioned, but they are also limited to the breadth and recency of their experiences.

"The Internet"

“The Internet”

The information you find online may not come from qualified sources. Even if the source is sound, the information may be dated.

"The Media"

“The Media”

Unfortunately, members of the media cannot be experts on every topic they cover. Headlines and sound bites do not tell the whole story.

Then there’s us. Forgive our brashness, but we spend our days helping others like you. We know about loan programs and guideline changes. We stay on top of the latest trends and in-depth market analysis. We work every day with other professionals who spend their lives helping others achieve home ownership. Together, we’ve closed loans successfully many hundreds of times over.

We understand you may still lean on family and friends for feedback. But balance is key. Please give us a chance to share our expertise and experiences. No one person, ourselves included, will ever have ALL the answers as they pertain to you.

We want you to know we’re here to help as you’re gathering information and making your own decisions. Just give us a call; contact our team today!

Are prices are rising too quickly?

Prices_Climbing

 

This is another installment in our First Time Buyer Education Series.

Down payment requirements can be lower than many believe, and some programs allow for little or even no money down. FHA, USDA, VA, HUD, Homepath, conventional loans—all can be used to facilitate a home purchase with less cash-on-hand than you might have thought possible.

Getting in a home while prices are rising can be a smart move. You’re allowing the market to build equity for you rather than racing it in an attempt to save faster than prices climb.

At the least, a free consultation and review will let you know what might be available for your situation. If you know where you stand, you can take advantage of rising prices rather than having them take advantage of you.

Contact our team today to get started on a free pre-approval!